13
mar.2020
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Pre-Approval:
Getting preapproved for a mortgage requires more paperwork, verification and time than home financing prequalification process.
- Needs complete home loan application (excluding home address)
- Credit history pulled
- Suggestions submitted to automatic system that is underwriting
- Borrower provides paperwork of income and assets ( e.g. Paystubs, tax statements, bank statements, etc. )
- Lender reviews and verifies all information
- Lender dilemmas a Preapproval Letter subject simply to:
- An effective home assessment
- Basic closing conditions ( e.g. (mais…)
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